HDFC Bank

3 days ago

Full Time

Credit Appraiser – Retail Lending Pune | Full-Time | 1–5 Years Experience 🔹 About the Role • We are looking for a detail-oriented and customer-focused Credit Appraiser to evaluate loan applications and assess the creditworthiness of salaried and self-employed customers. • The ideal candidate should possess strong analytical skills, customer handling abilities, and knowledge of retail lending processes. 🔹 Key Responsibilities • Assess and evaluate loan applications for salaried and self-employed customers • Analyze financial documents, income details, and credit profiles • Interact with customers regarding loan appraisal and servicing requirements • Conduct customer meetings and provide suitable financial solutions based on their needs • Perform business visits and verification activities when required • Collect, review, and verify all necessary documents for loan processing • Prepare credit assessment reports and recommend proposals for approval • Support business growth by identifying opportunities for new and repeat lending business • Ensure compliance with internal policies and lending guidelines 🔹 Required Qualifications • CA qualification is mandatory • 1–5 years of experience in credit appraisal, retail lending, or financial services • Strong understanding of loan assessment and risk analysis • Good analytical and problem-solving abilities • Excellent verbal and written communication skills • Strong interpersonal and customer relationship management skills • Ability to work in a target-driven and fast-paced environment • Good time management and teamwork abilities 🔹 Preferred Skills • Knowledge of banking and retail lending products • Familiarity with financial statement analysis and documentation processes • Strong negotiation and convincing skills • Customer-centric approach with high professional integrity 🔹 What You’ll Gain • Opportunity to work in the retail lending and financial services domain • Exposure to customer relationship management and credit evaluation processes • Career growth opportunities in banking and finance • Dynamic and professional work environment

IDFC FIRST Bank

2026-05-03

Full Time

🔹 Job Title - Associate Manager – Acquisition (CA/SA) 🔹 Location - Mumbai, Maharashtra, India 🔹 Job Type - Full-Time 🔹 Experience Required - 0 – 2 Years (Freshers Eligible) 🔹 Job Role Overview Acquire new customers for savings and current accounts Interact with customers and explain banking products Build and maintain long-term customer relationships 🔹 Key Responsibilities Identify potential customers and generate leads Acquire new savings/current account customers Explain product features and close sales Onboard customers on digital banking platforms Ensure compliance with banking policies and processes Conduct field activities and local marketing Collaborate with team members for better service 🔹 Required Skills Good communication and interpersonal skills Basic knowledge of banking products Sales and customer handling skills Target-driven and problem-solving mindset 🔹 Education Graduation in any field (Engineering / Commerce / Science / Management / etc.) 🔹 Work Environment Field + Branch-based role Exposure to retail banking sales Growth opportunities in banking sector 🔹 Additional Notes Focus on customer acquisition and relationship building Training and support provided